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Ever hear the phrase “better safe than sorry?” It applies to your vacations too, and it’s a great motto to keep in mind when thinking about travel insurance. When most people think of travel insurance, they associate it with paying a fee ahead of time to ensure a fair refund if a trip needs to be cancelled or changed. BUT: It’s not just your investment you’ll be protecting; it’s protecting yourself and your family. Most health insurance companies (including Medicare) in the United States do not cover individuals while they are traveling out of the country - it's written right in your passport. For this reason, the U.S. State Department recommends trip protection and so does Cruise Planners.
Insurance protects the unexpected. Worldwide Travel Protection* and Worldwide Travel Protection with Cancel Anytime* from Allianz Global Assistance offers benefits like trip cancellation and interruption, emergency medical and dental coverage and a 24-hour assistance hotline so help is always just a phone call away. Cancel Anytime even provides protection if your vacation is canceled or interrupted for covered business reasons.
Top 10 Reasons for Travel Insurance
- Coverage if you have to cancel, interrupt or delay a trip for a variety of covered reasons like covered illness, injury and more.
- Reimbursement for covered medical and dental expenses and medical transportation for covered expenses incurred during your trip.
- Coverage for lost, damaged, stolen or delayed baggage.
- Benefits if you are required to work for covered reasons.
- Protection for supplier default in situations where a carrier, cruise line, tour operator or other travel entity that is on the covered travel list goes into financial default.
- Protection for existing medical conditions when plan is purchased on or before final trip payment as shown on your original trip invoice.
- Worldwide Travel Protection with Cancel Anytime policy provides extra flexibility.
- Concierge service and 24-hour hotline assistance.
- Emergency assistance with arranging transfer of funds from family or friends.
- Peace of mind.
Contact your Cruise Planners agent for a quote and brochure on a comprehensive plan to insure your trip.
*Terms, conditions, and exclusions apply.
Plans may not be available to residents of all States.
Allianz Global Assistance USA
Allianz Global Assistance USA (AGA Service Company) is a leading consumer specialty insurance and assistance company. They provide insurance to over 35 million customers annually and are best known for our Allianz Travel Insurance plans. In addition to travel insurance, Allianz Global Assistance USA offers tuition insurance, event ticket protection, registration protection for endurance events and unique travel assistance services such as international medical assistance and concierge services. The company also serves as an outsource provider for in-bound call center services and claims administration.
